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Roth IRA

A Roth IRA is a personal savings plan but operates somewhat in reverse compared to a Traditional IRA.

  • Contributions are not tax deductible
  • Distributions (including earnings) are not included in income and therefore are tax-free after a five-year waiting period

To determine which IRA best fits your situation; call us at 888-645-4121.

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Policies and Disclaimers Site Map Holding Company Information

Citizens/Champaign Bank will never ask you for account or personal information via email or a link to a website. If you received a suspicious email and provided your account or personal information, contact Customer Service immediately at (888) 383-5133.

For your convenience, Citizens Bank offers various links that may direct you away from the Citizens web site. Citizens Bank is not responsible for content or security of these web sites.